5 Best VPNs for PayPal – Most Secure & 100% Working in 2020

The best VPNs for PayPal

PayPal’s Guarantee protects you against unscrupulous sellers, but it does nothing to keep you safe from hackers who want to steal your data and your money. What you need is a way to encrypt your info so that it’s always safe, even when you’re using unsecured connections like public WiFi.

A high-quality VPN can offer you this security, plus keep your account from being blocked when you travel outside your home country. There are several that can help, but my favorite is NordVPN because it’s fast, secure, and easy to use.

Overwhelmed with all options available? Don’t worry. I’ve tested dozens of VPNs so you don’t have to, and I’ve come up with the five best VPNs to use with PayPal. Learn a little more about how a VPN helps by continuing below, or head straight to my list to find a service that ensures secure connections every time you log into your account.

Short on time? Here are the best VPNs for Paypal

  1. NordVPN – Fast speeds and budget-friendly with top-notch security
  2. ExpressVPN – Super fast and secure with great global coverage
  3. CyberGhost – Very user-friendly and a broad selection of servers
  4. PrivateVPN – One of the most inexpensive VPNs but still has plenty of security
  5. Surfshark – Budget-friendly with lots of extra security features

Access PayPal With NordVPN!

Why You Need a VPN for PayPal

PayPal works hard to ensure its accounts and transactions are secure, but you can’t rely on that alone.

If you access a PayPal account on an unsecure device or in a public location without using a VPN, your information is vulnerable to cyber criminals. This could allow a hacker to see your PayPal login information, allowing them to sign in and steal money from your account.

A VPN encrypts your information, making it completely unreadable so that it’s safe from potential scammers.

If you travel abroad a lot, an added benefit of using a VPN is that you can log into the service from a server in your home country. As PayPal often blocks accounts when they log in from unfamiliar, faraway locations or even PayPal-restricted countries, this can save you a lot of hassle.

These blocks are meant to be a security measure to protect you from fraud, but it can be extremely frustrating when you’re away from home, need money, and can’t access your account for days or even weeks.

Quick Guide – How to Access PayPal with a VPN

  1. Purchase a VPN with servers in your home country. I recommend NordVPN for its global coverage, speed, and security.
  2. Install the VPN on your device, and turn it on.
  3. Connect to a server in your home country.
  4. Sign in to PayPal to access your account.

The Best VPNs for PayPal in 2020

I tested all the VPNs on this list for speed, connectivity, ease of use, and security. We also regularly retest and update our findings so you can rest assured that any VPN we recommend will work for your specific needs.

Is PayPal safe and secure? Of course. But your internet connections may not always be; that’s why you need to protect yourself with a VPN.

Should you have difficulty accessing PayPal after connecting to one of these VPN’s servers, it’s probably just an issue with that particular server. Simply disconnect, and try another one to get through.

1. NordVPN

Most secure VPN for accessing PayPal and my #1 recommendation

NordVPN Key Features

  • 5,500+ servers in 59 countries
  • Military-grade encryption
  • Strict no-logs policy
  • Automatic kill switch
  • CyberSec feature
  • DoubleVPN
  • Use up to six devices simultaneously
  • 30-day money-back guarantee
  • 24/7 live chat
  • Works with: Amazon Prime, BBC iPlayer, Disney+, HBO GO, Hulu, Netflix, and Spotify
  • Compatible with: Windows, macOS, iOS, Android, Linux, Chrome, Firefox, and many routers

NordVPN has over 5,500 servers in almost 60 countries, so finding one in your home country to avoid a PayPal account block should be easy.

NordVPN ensures your privacy and safety with a host of security features you can only expect from a premium VPN. AES-256 encryption and a no-logs policy ensure there are no eyes on your data, and a kill switch automatically blocks your info should your VPN connection fail.

Further, its Double VPN feature routes all your traffic through two servers instead of one and encrypts it twice for increased security. Its CyberSec feature blocks malicious websites and ads so you can get other things done while protecting yourself from malware and other cyber threats.

NordVPN is compatible with all major platforms, and you can use it on up to six devices at once. Protect your laptop, phone, tablet, and more, all with one account.

If you run into any trouble, the company’s 24/7 live chat is there to help. On the fence about signing up? You can take advantage of its 30-day money-back guarantee to try it out completely risk-free.

Want to know more? Explore our NordVPN review to see the full results of our research and testing.

Access PayPal Securely With NordVPN!

2. ExpressVPN

Fastest VPN for accessing PayPal

ExpressVPN Key Features

  • 3,000+ servers in 160 locations
  • AES-256 encryption
  • No-logs policy
  • Automatic kill switch
  • TrustedServer technology
  • Split-tunneling
  • Use up to five devices simultaneously
  • 30-day money-back guarantee
  • 24/7 live chat
  • Works with: Netflix, ITV Hub, Hulu, Disney+, BBC iPlayer, and Amazon Prime Video
  • Compatible with: Windows, macOS, iOS, Android, Linux, Chrome, Firefox, and many routers

ExpressVPN is currently the fastest VPN. It’s also packed with security features and easy to use.

It has broad global coverage with over 3,000 servers in 160 locations, so you have plenty of options when choosing a server to connect to.

Every time you log into PayPal, your data is fully protected with military-grade encryption and an automatic kill switch. A strict no-logs policy ensures your info is never recorded.

ExpressVPN’s TrustedServer technology steps up the security by wiping its hard drives every time a server is rebooted. Its split-tunneling feature lets you access PayPal accounts through the VPN in one window, while you browse shopping sites and other parts of the internet in another.

With apps for every platform, you can access PayPal on almost any device. And with up to five simultaneous connections allowed per account, you can protect all those devices at the same time.

ExpressVPN offers a 30-day money-back guarantee so you can try it risk free. If you’re not happy with the service, just request a refund.

Want to know more? Explore our ExpressVPN review to see the full results of our research and testing.

Access PayPal Securely With ExpressVPN!

3. CyberGhost

Best VPN for beginners

CyberGhost Key Features

  • 5,900+ servers in 90 countries
  • 256-bit military-grade encryption
  • Strict no-logs policy
  • Automatic kill switch
  • Use up to seven devices at once
  • 45-day money-back guarantee
  • Live chat or email support
  • Works with: BBC iPlayer, HBO GO, Hulu, Netflix, and Spotify
  • Compatible with Windows, macOS, iOS, Android, Linux, Chrome, Firefox, and some routers

CyberGhost keeps you safe with plenty of security features like military-grade encryption, a no-logs policy, and an automatic kill switch. When you access your PayPal account, hackers won’t have a chance to scam you.

It also has solid worldwide coverage with almost 6,000 servers in 90 countries and over 1,000 servers in the US alone, so you can safely access PayPal anywhere.

CyberGhost is super easy to use with an intuitive interface. If you do run into any issues, live chat or email support is just a click away.

CyberGhost provides support for up to seven simultaneous connections. This means you can access PayPal on your phone or computer while other family members safely surf the internet or stream their favorite shows on their own devices.

Like what you hear but don’t want to get locked into a commitment? A generous 45-day money-back guarantee gives you plenty of time to try it out.

Want to know more? Explore our CyberGhost review to see the full results of our research and testing.

Access PayPal Securely With CyberGhost!

4. PrivateVPN

Best budget-friendly VPN

PrivateVPN Key Features

  • 150+ servers in 60 countries
  • 256-bit encryption
  • No-logs policy
  • Automatic kill switch
  • Auto-reconnect feature
  • Use up to six devices at one time
  • 30-day money-back guarantee
  • Live chat and email support
  • Works with: ABC, Amazon Video, BBC iPlayer, and Hulu
  • Compatible with: Windows, macOS, iOS, Android, Linux, and some routers

PrivateVPN may have a smaller network of around 150 servers, but those servers are still located in over 60 countries around the world. This means you have an excellent shot at connecting to a server in your home country, no matter where you’re from.

A strict no-logs policy and military-grade encryption protect your data whether you’re logging into your PayPal account, browsing the web, or streaming video.

The company’s automatic kill switch immediately stops the transfer of your data should the VPN connection ever fail, preventing the leak of important info. Its auto-reconnect feature then immediately reconnects your device to PrivateVPN’s servers so you can get back to what you were doing.

If you need help, PrivateVPN’s live support is around most of the day, and email support is always available. It also has an extensive knowledge base so you can look for the answers you need.

Have multiple devices on hand? With up to six simultaneous connections per account, PrivateVPN lets you access PayPal and the rest of the internet on your phones, tablets, computers, and more.

If you like trying out a service before signing up for a longer subscription, be sure to avail yourself of PrivateVPN’s 30-day money-back guarantee. You’ll enjoy all the service’s premium features risk-free.

Want to know more? Explore our PrivateVPN review to see the full results of our research and testing.

Access PayPal Securely With PrivateVPN!

5. Surfshark

Best for users who like all the extras

Surfshark Key Features

  • 1,040+ servers in 61+ countries
  • AES-256 encryption
  • No-logs policy
  • Automatic kill switch
  • Whitelister
  • CleanWeb
  • Support for unlimited devices
  • 30-day money-back guarantee
  • 24/7 live chat and email support
  • Works with: Amazon Prime Video, BBC iPlayer, BitTorrent, and Hulu
  • Compatible with: Windows, macOS, iOS, Android, Chrome, Firefox, and Linux

Surfshark provides the usual security features like military-grade encryption, a no-logs policy, and automatic kill switch.

But it’s also packed with extras that provide incredible value. For example, its CleanWeb feature blocks ads, tracers, malware, and phishing attempts for extra security.

Its Whitelister service lets you configure which apps and websites will use the VPN — and which won’t. This is super helpful when you need to check your PayPal balance by connecting to a server in your home country, while also verifying a restaurant reservation using a server in your traveling country.

Camouflage mode prevents speed throttling by ensuring your ISP can’t detect you’re using a VPN. MultiHop allows you to connect to servers in multiple countries at once.

Surfshark has over 1,000 servers in more than 61 countries, so your home country is sure to be on the list.

With Surfshark, you can connect as many devices as you like. This means everyone with you can share in the VPN’s security and protection.

If you run into a problem, live chat and email support is available. There’s also a 30-day money-back guarantee so you can test the service risk-free.

Want to know more? Explore our Surfshark review to see the full results of our research and testing.

Access PayPal Securely with Surfshark!

How We Tested the Best VPNs for PayPal

When looking for the best PayPal VPNs, my biggest concern was security. All of the VPNs on this list had to have the highest security standards, plus additional features that would help keep you safe. Military-grade encryption was a must, as were features like no-logs policies and automatic kill switches.

After that, I considered ease of use and availability of support. The easier a VPN is to use, the less likely you’ll forgo it and potentially put your data at risk. And if you do run into a problem, you always need a way to get help.

FAQs

Are VPNs trustworthy?

Some free VPNs may not be as trustworthy as you’d hope, but most premium VPNs — including all those on this list — are safe and secure to use when accessing PayPal, shopping online, streaming video, or anything else you need to do. You can check out our list of the fastest and safest VPNs to learn about other services you might consider.

Can I access PayPal safely on public WiFi with a VPN?

While public WiFi is convenient when you’re traveling, it’s rarely secure. Connecting to one of the VPNs listed above before you connect to public WiFi keeps you safe from hackers, trackers, man-in-the-middle attacks, and other cyber threats.

Does PayPal allow VPN usage?

Currently, there’s no mention of VPNs in PayPal’s user agreement. However, it’s important to note that PayPal may block VPN servers if it finds them. If you cannot access PayPal using your VPN, disconnect and connect to a different server to try again. Remember: It’s your right to be able to access our own money.

The Bottom Line

It doesn’t matter how secure PayPal is when it comes to its servers, accounts, and transactions — you may still be at risk if you aren’t securing your own device. For that reason, it’s a good idea to use a VPN when you access PayPal.

I spent hours carefully testing VPNs to discover which were the best to use with PayPal. I looked at security features, ease of use, and overall value, and I found several top performers. In the end, NordVPN is my top choice because of its wide server coverage and uncompromising security features.

Looking for more good VPNs? Check out our best VPNs for Chrome and best VPNs for gaming for more ideas. You can also browse our coupons page to find ways to save money on a VPN subscription.

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